When filing tax returns for a given year, the GST return for September is the last chance for taxpayers to add any missing information or correct any mistakes made on returns submitted for the prior fiscal year. These adjustments are critical for a proper end of the financial year. Additionally, it serves as a crucial …
Read MoreWhen you apply for a small business loan or even one for a home, lenders look at your credit score before sanctioning and disbursing the amount. Credit scores have an impact on loan approvals and interest rates. You must know what credit score is, how it affects taking out loans, and, more importantly, the factors …
Read MoreA business owner’s good credit score is important for securing loans, lines of credit, and other financings. But did you know that credit score can also impact business? Many small business owners use their credit cards for business expenses, which can lead to problems down the road. Suppose you’re in the market for a business …
Read MoreBusinesses need credit cards for a variety of reasons. They may need to make large purchases, such as equipment or inventory, and may not have the cash on hand to do so. Credit cards can also help businesses manage their cash flow by allowing them to make smaller purchases over time. Additionally, credit cards can …
Read MoreYour credit report is a detailed account of your financial history, containing information about your credit accounts, late payments, bankruptcies, etc. These agencies collect data from creditors and use it to generate your credit report. Your credit report is an essential tool that lenders use to determine your creditworthiness. Even landlords, employers, and insurers use …
Read MoreAadhaar is a 12-digit unique identification number issued by the UIDAI (Unique Identification Authority of India) to Indian citizens. This number serves as proof of identity and address anywhere in India. It is now mandatory to quote the 12-digit Aadhaar number while filing income tax returns and when applying for a permanent account number (PAN). …
Read MoreTraditional sources of financing are not included in the more conventional alternative sources of finance provided by financial institutions, lending partners, and other alternative funding organizations. They include crowdsourcing, private loans, angel investments, and venture capitalists. Lenders typically view small business loans as high-risk ventures, so small enterprise owners frequently need to look into an …
Read MoreNo matter how great a business idea is, everyone needs money to make it happen. But what should someone do when they are broke? How do they get the funding they need to get their business off the ground? Preparatory steps for starting a business even with no finance Plenty of entrepreneurs have started businesses …
Read MoreEvery business requires funds for their working capital and to invest in assets. Huge businesses tend to get more exposure to the sources of finance. On the other hand, small businesses can hardly find any source to get financial help. Though the government of India is yet to undertake any official study to estimate the …
Read MoreIntroduction A birth certificate is one of the first documents that serve as an individual’s proof of age. Issued by the concerned Municipal Corporation, it comprises details like the individual’s name, mother and father’s name, date, and time of birth. People may seek to change specific information for various reasons. Undergoing a name change on …
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