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Working Capital Loan vs Term Loan

Difference Between Working Capital Loan and Term Loan

Introduction Loans and businesses are strongly linked. Almost all firms need a loan to grow or keep things running smoothly. Firms with varying needs might pick from a variety of options. A firm must choose loans wisely to guarantee that its demands are met as quickly as possible.  Working capital loans and term loans are …

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Use Business Loan Effectively

How to Use Your First Business Loan Effectively?

You required a small business loan, so you compared the various terms and loan rates provided by numerous lenders, selected the best option that suits your needs, went through the entire hassle of documentation, strived through the application process, and finally succeeded in getting one. Seems like the toughest battle won. Isn’t it? However, the …

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Business Loan With Bad Credit

How To Get A Business Loan With Bad Credit?

Concept of Bad Credit Lousy or bad credit refers to a situation when people are unable to write off their loans by repaying them in time. This can result in a fall in their credit score, which is an overview of the financial standing of a person. To understand it further, a credit score is …

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Reasons Your Business Loan Didn't Work Well

Reasons Why Your Business Loan Didn’t Work Well

You applied for a business loan with a particular target in mind and, after undergoing all the hassle, even succeeded in getting one. Once you were ready and all set with the newly acquired funds in your account, you implemented various changes that your business required.  However, a few months later, you realised that things …

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Myths About Business Loans

Few Common Myths About Business Loans

Introduction Business loans are always the preferred option of every business person nowadays. Rather than dipping into personal funds, they prefer business loans. Whether to meet day-to-day office expenses or for business expansion, a business loan is a one-stop solution. The business loan in India is designed especially for manufacturers, self-employed, traders, entrepreneurs, and many …

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Debt Refinancing

What are the Pros and Cons of Debt Refinancing?

Introduction There are many pros and cons to refinancing your debt, but most people only realise this once they’ve already refinanced their debt. Refinancing should be a thoughtful decision, not rushed. Before taking action, you should consider the pros and cons of refinancing your debts to make good decisions that will make you happy. Debt …

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Reasons Why Your GSTIN Can Get Cancelled

Reasons Why Your GSTIN Can Get Cancelled And How To Avoid Cancellation?

A business owner has dozens of challenges to face every day such as stock management, communicating with suppliers, keeping financial records, providing customer service, promoting the company, and the list goes on. In addition to these, monthly or quarterly GST return filling is a significant task that is time-consuming and needs lots of preparation and …

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GST On Business Loans

The Impact Of GST On Business Loans?

The rollout of the Goods and Services Tax (GST) has been a game-changer for businesses in India. It has made compliance easier and significantly boosted the country’s economy. The new indirect tax regime has replaced a plethora of earlier taxes levied on the sale and manufacture of goods and services. One of the key aspects …

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Checklist For Filing September GST Returns

Important Checklist To Consider Before Filing September GST Returns

When filing tax returns for a given year, the GST return for September is the last chance for taxpayers to add any missing information or correct any mistakes made on returns submitted for the prior fiscal year. These adjustments are critical for a proper end of the financial year. Additionally, it serves as a crucial …

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How to Start a Business With No Money

How To Start a Business Without Money

No matter how great a business idea is, everyone needs money to make it happen. But what should someone do when they are broke? How do they get the funding they need to get their business off the ground? Preparatory steps for starting a business even with no finance Plenty of entrepreneurs have started businesses …

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