Working Capital is the finances available to a company to run its day-to-day business operations. It is the money available to the company after paying off the current liabilities. Any deficit or loss in the Regular Working Capital of the company can adversely affect the entire business operations and thus the growth of the company. …
Read MoreDo you run a small business and want to know how to get a business loan without an ITR and income proof? Most of the public and private sector banks do not provide loan facilities to businesses without an ITR. However, few banks and financial institutions can give you business loans without demanding an ITR …
Read MoreIf you own a business, you must require finances to carry out your daily business operations. Several business loan options are available by several financial institutions to aid in the development and growth of your enterprise. The most common source of business loans is public and private sector banks. The other prevalent way of getting …
Read MorePradhan Mantri Matsya Sampada Yojna or PMMSY is an initiative by the Government of India to promote the blue revolution (Neeli Kranti) in the nation. The bill was proposed in the budget session of 2019-2020 by Finance Minister Nirmala Sitharaman to empower fisheries, animal husbandries, and dairies with a collective budget of 20,000 crores. The …
Read MoreIf you are a woman or an SC or ST individual with dreams of creating a business, but lack capital, then read this article. Know and learn how the StandUp India Scheme can help you achieve your heights of success. What Is the Stand Up India Scheme? Only 13.76% of businesses are owned by women …
Read MoreNarendra Modi, The Prime Minister of India, launched Jan Samarth Portal, which is a national portal for credit-linked schemes on 6th June 2022. This is a completely digital platform and serves as a one-stop destination for individuals who are looking for loans. The main objective of Jan Samarth is to make various government initiatives accessible …
Read MoreIntroduction The Government of India has identified the need to assist women entrepreneurs and improve the condition of women in society. However, our society is still patriarchal, and women are not treated as equals in most walks of life. The micro, small, and medium enterprises sector (MSME) is the dominant contributor to the GDP of …
Read MoreFinancial transactions are now more formalised and digitalised – every borrower’s credit history is collected, stored, analysed and used in future financial transactions. The credit report summarises all the financial activities we have undertaken since we first obtained credit up to the time we last paid the credit. A CIBIL score ranges between 300 and …
Read MoreTechnology has grown manifolds in the 21st century and has undoubtedly changed our world. Who thought it would be possible to order food over the phone and get it delivered within minutes? Or book a cab at home and reach your destination without having to bargain? Though it was a distant possibility a few years …
Read MoreThe Pradhan Mantri Awas Yojana (PMAY) is a national mission to provide affordable housing to all. The scheme aims at providing houses for all by 2022. Let’s see how we can apply for this scheme online using the PMAY website and how we can further check the Pradhan Mantri Awas Yojana Application status online. What …
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